Mortgage Loan

FEATURES

Here are some of the features that you get on your cash credit from us.

• Cash credit Limit: Need Based – Within the bank’s exposure Ceiling.
• Facility provided to fulfill need of working capital needs.
• Repayment: On demand – to be renewed annually at the discretion of the Bank subject to satisfactory conduct and compliance of the sanction covenants.
• Rate of Interest and Margin: As per Bank’s policy reviewed from time to time.

ELIGIBILITY

• Get to know if you are eligible to get a cash credit from us and you have to meet the following criteria to avail it.
• The Account should be operated for atleast Six Months with satisfactory turnover. Bank would make Assessment of Working Capital based on the Actuals /Audited financials.

REQUIRED DOCUMENTS

You should have all the following documents to get a gold loan from us.

• Duly filled form.
• Latest Official Valid Documents [any Two] duly self attested by proprietor/ partner / authorized signatory: AADHAR, Passport, Driving License, Gas Connection Card, Electricity/ Telephone Bill, Voter Id, Ration Card Other Bank Account statement [last three months]
• Latest Official Valid Documents [any Two] duly self attested Firm: Registration certificate of business, Registration certificate of VAT/TIN. MOA & AOA [if applicable], BYE-LAWS [if applicable], Deed of Trust / Partnership [if applicable], Resolution, IT Returns, Electricity/ Telephone Bill, etc.