Gold Loan

PURPOSE

For Personal / Family expenses in case of any emergencies. For justifiable business requirements. For any genuine purpose acceptable to our Bank

CHARGES

Documentation Charges as applicable, Gold Testing Charges,etc.

FEATURES

Here are some of the features that you get on your Gold loan from us.

  • Maximum Loan Limit 2 lacs
  • Maximum Repayment 12 months
  • Repayment: Maximum repayment period 12 months, Interest to be serviced on monthly basis, Bullet payment at the end of 12 months can be considered.
  • Rate of Interest and Margin is subject to change from time to time.
ELIGIBILITY

Get to know if you are eligible to get a gold loan from us and you have to meet the following criteria to avail it.

  • The applicant must be true owner of Gold ornaments/ jewellery to be pledged with the bank.
  • The applicant has account with us.
  • The applicant has completed the 18 years at time of applying gold loan.
REQUIRED DOCUMENTS

You should have all the following documents to get a gold loan from us.

  1. Duly filled form.
  2. PAN Card of Applicant(s)
  3. KYC of Applicant(s)
  4. Residential Proof of Applicant(s)
  5. Income Proof of Applicant(s)
  6. Primary Security: Pledge of Gold ornaments / jewellery.
gold loan