Home Loan

PURPOSE
  • For construction of own residential accommodation on plot owned by the applicant.
  • For purchase of ready built / under construction house or flat.
  • For purchase of existing old house / barrack / flat (on resale basis).
  • For takeover of existing housing loans from other Banks / Financial institutions
CHARGES

Documentation Charges as applicable.

FEATURES

Here are some of the features that you get on your home loan from us.

  • Maximum Loan Limit 70 Lacks, Maximum Repayment 180 months,
  • No-prepayment Penalty
  • Rate of Interest and Margin is subject to change from time to time.
ELIGIBILITY

Get to know if you are eligible to get a gold loan from us and you have to meet the following criteria to avail it.

  • Salaried Persons – Employees of reputed and financially sound organization and Minimum take home salary of ₹15,000/- per month and Confirmed service for at least one year.
  • Businessmen & Professionals: Business should have establishment of minimum of two years and for professional with ITR for at least two years.
REQUIRED DOCUMENTS

You should have all the following documents to get a gold loan from us.

  1. Duly filled form.
  2. PAN Card of Applicant(s) & Guarantor(s)
  3. KYC of Applicant(s) & Guarantor(s)
  4. Residential Proof of Applicant(s) & Guarantor(s)
  5. Income Proof of Applicant(s) & Guarantor(s)
  6. Two acceptable guarantors with adequate income.
  7. Primary Security: mortgage of house Unit/s under construction/ready possession to be purchased.

For 2nd home 0.5% additional. Processing Fees: 1% + GST.

* No Pre-Payment Charges.
home loan